BCA Now Offers Paylater, with 0% Installment Interest Promo: Here’s How to Register!


PROGRES.ID – Bank Central Asia Tbk. (BCA) has officially launched its paylater transaction service, accessible through the myBCA app. Not only that, but BCA is also currently running an exciting series of promotions.

As reported on their official website, BCA Paylater is a credit facility that can be used as an alternative payment method through QRIS code scanning in the myBCA app. Repayments can be made in installments with various term options. To utilize this installment feature, customers need to have a BCA ID.

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Some key features of BCA Paylater include a credit limit of up to Rp20 million with a flexible mechanism, as well as installment tenor options of 1 month, 3 months, 6 months, or 12 months with a flat interest rate of up to 2% per month. Additionally, transactions can be carried out at QRIS merchants using the myBCA app, and bill payments must be set up via auto-debit from a BCA account.

Now, how do you activate and conduct transactions with BCA Paylater on myBCA? Here are the steps:

How to Register for BCA Paylater on myBCA:

  1. Open the myBCA app and select the Paylater menu.
  2. Read the product information and click “Activate.”
  3. Upload a photo of your electronic ID card (KTP).
  4. Confirm the electronic ID card and NIK.
  5. Upload a signature photo.
  6. Complete any other required information.
  7. Confirm by clicking “Activate.”
  8. Enter your PIN.
  9. Wait for the activation process (accepted or rejected), which will be processed within a maximum of 24 hours.

How to Manage BCA Paylater on myBCA:

Once you have successfully registered, activated, and your Paylater BCA payment method is active, you can also deactivate it with the following steps:

  1. Go to the “My Account” menu, select “Account Control,” and click “Change Paylater Status.”
  2. Slide the button until it turns gray.
  3. Confirm by agreeing to the terms and conditions.
  4. Enter your Transaction PIN.
  5. The BCA Paylater payment method has been successfully deactivated.

BCA Paylater Promo:

For myBCA users, there is an attractive promotion, which is a 0% interest rate for one and three-month installments using BCA Paylater. The promotion period runs from September 30, 2023, to March 31, 2024, as announced by BCA on its official website.

Other terms and conditions include:

  • 0% interest applies to one and three-month installments until January 31, 2024.
  • 1.25% interest applies to six and twelve-month installments until March 31, 2024.
  • The promo is valid for transactions with a minimum value of Rp100,000.

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