PROGRES.ID – Digital banks are becoming increasingly popular in Indonesia, and now some are offering high deposit interest rates to attract customers. Not only do digital banks provide free balances for new customers, but they also offer enticing deposit interest rate deals.
Want to know more? Let’s take a look at the list of digital banks with the highest deposit interest rates in Indonesia:
Allo Bank offers high deposit interest rates for its customers. Deposit interest rates at Allo Bank range from 4% to 6%, depending on the chosen amount and tenor. Here are the details:
- For deposits ranging from Rp 1 million to Rp 100 million with tenors of 1, 3, 6, or 12 months, the interest rate is 4%.
- Deposits ranging from Rp 100 million to Rp 500 million with a 1-month tenor have a 4% interest rate, while for tenors of 3, 6, or 12 months, the interest rate reaches 4.25%.
- If you have a deposit ranging from Rp 500 million to Rp 1 billion with a 1-month tenor, the interest rate is 4.75%. For tenors of 3, 6, or 12 months, the interest rate goes up to 5%.
- For deposits exceeding Rp 1 billion with a 1-month tenor, you will receive an interest rate of 5.75%, while for tenors of 3, 6, or 12 months, the interest rate reaches 6%.
2.blu by BCAdigital
blu is a digital bank owned by Bank BCA, offering a savings interest rate of up to 3% per year. Additionally, blu also offers attractive deposit interest rates, with rates varying depending on the placement amount. The deposit interest rates at blu are as follows:
- Placements from Rp 1,000,000 to Rp 9,999,999 with an interest rate of 3.75% per year.
- For placements ranging from Rp 10,000,000 to Rp 99,999,999, you will receive an interest rate of 4.25% per year.
- If you place a deposit ranging from Rp 100,000,000 to Rp 499,999,999, the interest rate goes up to 4.5% per year.
- For placements exceeding Rp 1 billion, you will receive a deposit interest rate of 4.75% per year.
SeaBank, part of the Shopee ecosystem, offers a savings interest rate of 4% per year and even offers promotional interest rates of up to 5% per year. Furthermore, SeaBank also provides highly favorable deposit interest rates, with rates reaching 7% per year with a minimum balance of Rp 1 million.
That’s the list of digital banks with the highest deposit interest rates in 2023. So, don’t miss the opportunity to gain more benefits by choosing the right digital bank!